Standard Chartered Bank Credit Card
The Standard Chartered Bank Credit Card is a credit card that offers cashback on online spends and other benefits. Here are some of the key features of the card:
- 2% cashback on all online spends: You can earn 2% cashback on all your online spends, up to a maximum of ₹18,000 per year.
- Flat 1% cashback on all other spends: You will also earn 1% cashback on all other spends, such as fuel, grocery, and dining.
- 0.99% interest rate on 3-month EMIs: You can convert your eligible transactions into 3-month EMIs and enjoy a 0.99% p.m. special interest rate with NIL processing fee.
- Extended interest-free credit period: You can enjoy an extended interest-free credit period for the first 90 days post credit card issuance by paying only the minimum amount due.
- Other benefits: The card also offers other benefits, such as complimentary airport lounge access, travel insurance, and purchase protection.
Here are some of the eligibility criteria for the Standard Chartered Bank Credit Card EASSY ON:
- You must be a resident of India.
- You must be at least 18 years old.
- You must have a minimum monthly income of ₹30,000.
- You must have a good credit score.
The annual fee for the Standard Chartered Bank Credit Card EASSY ON is ₹499. However, the first year's annual fee is waived for new cardholders.
To apply for the Standard Chartered Bank Credit Card EASSY ON, you can visit the Standard Chartered Bank website or call the customer care number.
Here are some of the pros and cons of the Standard Chartered Bank Credit Card EASSY ON:
Pros:
- High cashback rate on online spends.
- 0.99% interest rate on 3-month EMIs
- Extended interest-free credit period
- Other benefits, such as complimentary airport lounge access, travel insurance, and purchase protection
Joining Fee: No joining fee
Waive off annual fee of Rs 1000 from 2nd year onwards and Rs 3 lakh from the previous year.
Benefits
Get 4 reward points per Rs.150 on all retail spends*
Enjoy additional* 4 reward points per Rs.150 spent on monthly retail spends* above Rs.20,000
Domestic lounge access (1 per calendar quarter)
1% fuel surcharge waiver on all fuel charges*
Earn 1 reward point per Rs.150 spent on Government and Insurance categories
Eligibility Criteria
Salaried Minimum: 18 Years; Maximum: 62 Years. Self Employed Minimum: 18 Years; Maximum: 67 Years
The monthly income of the applicant should be stable.
The applicant should belong to the credit card sourcing cities/locations of the bank.
All applications are subject to credit and other policy checks of the Bank.
Overall, the Standard Chartered Bank Credit Card EASSY ON is a good option for those who spend a lot online and want to earn cashback. Apply Now
Post a Comment